

Over the years, I have spent a lot of time working with clients through major life transitions. One of the most complex and emotionally charged is separation and divorce.
Divorce is not just about dividing assets or negotiating a settlement. It is an emotional and financial crossroads. Decisions made during this period can shape not only immediate outcomes, but your long term security, confidence and the next chapter of your life.
That is why, alongside my OCIO and investment advice services, I am increasingly focusing on supporting people through the financial complexity of divorce.
While lawyers play a critical role, divorce is not just a legal process. It also involves major financial decisions around assets, cash flow, superannuation, investments, structures and future security.
These decisions are often made during one of the most stressful periods of a person’s life. That can make it harder to slow down, ask the right questions and properly understand the long term implications of different choices.
This is where independent financial advice can make a meaningful difference.
My role is not to rush decisions or push outcomes. It is to slow things down, create clarity and help clients understand their choices.
We start with what matters most to you. Not just your balance sheet, but your values, concerns and what you need to feel secure moving forward.
Through clear financial modelling and education, I help clients understand how different settlement options may affect lifestyle, cash flow and long term financial security.
We look at assets in plain language, decoding how they work, what risks they carry and the trade offs involved, so decisions are informed rather than reactive.
Divorce works best when the right people work together.
I collaborate closely with lawyers, mediators, accountants and other specialists so everyone is working from the same financial understanding and with a shared focus on helping the client move forward well.
In a collaborative divorce, both parties commit to working openly with their advisers to reach a suitable outcome. I can also act as a financial neutral, supporting both parties to understand the numbers, explore options and stay focused on practical, workable outcomes.
fter more than 30 years in investment markets and financial advice, I have seen how powerful education and calm guidance can be at moments like this.
Divorce can feel overwhelming. It does not have to feel unmanageable.
If you or someone you care about is navigating separation and looking for independent financial advice, clarity and support around the decisions ahead, please get in touch. The first conversation is at no charge and is simply a chance to talk through your situation and see how we might work together.
If you would like to learn more about how we support clients through separation and divorce, you can do that here.
Clarity changes everything.
Kind regards,
Shelley Marsh
Outsourced Chief Investment Officer (OCIO) & Founder
Wealth Differently
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